The Predatory Debt Collection Protection Act is a citizen’s ballot initiative that would protect Arizonans from unfair medical debt.

Medical debt can devastate Arizona families

• A chronic disease or sudden medical emergency can cost families tens of thousands of dollars out-of-pocket — even with insurance.

• More than two-thirds of all bankruptcies are tied to debt from healthcare.

• 18% of Arizonans have medical bills that are past due.

Debt shouldn’t destroy lives

• Right now, medical debt collectors can jack up interest rates to 10% a year, every year, keeping families trapped in an unending debt that increases even as they continue making payments.

• Debt collectors can sue you in court to collect on debts, putting your property, income, and assets at risk. They can take away a family’s home or car and garnish wages, all of which makes it harder for people to get out of debt, and even just to get by.

Arizona families deserve freedom from unfair debt

• If there’s a judgment against you, the ballot measure protects more of your assets from being sold to pay off debt collectors, and ensures consumers keep more of their bank accounts and wages, rather than losing their savings and income to pay off a predatory debt collector.

• This limits outrageous interest rates on medical debt so that families won’t be trapped in an unending cycle.

Arizonans are already struggling financially

• Arizonans have more debt and more debt in collections than the national average, with more than $58,000 in debt per person and 30% in collections.

• 38.5% of Arizonans reported at least one household member losing employment income since the beginning of 2020. 

• Housing prices in Arizona have been rising.

Arizonans are already struggling financially

• Arizonans have more debt and more debt in collections than the national average, with more than $58,000 in debt per person and 30% in collections.

• 38.5% of Arizonans reported at least one household member losing employment income since the beginning of 2020.

• Housing prices in Arizona have been rising.

So you want to help?

It’s Signature Gathering Time!

Everyone signing must fill out the following:

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Where is the notary?

• Call a HCRAZ Organizer or our office at (602) 354-8829 to find one near you
• Visit any bank